Privacy Policy

Who we are

Our website address is: http://toptradeguru.com

Protecting your personal information is a priority for us. This privacy policy (“Policy”) describes how TOPTRADEGURU.COM and its related companies (collectively, the “Company”) collect, use and share personal information of consumer users of this website TOPTRADEGURU.COM (the “Site”). This Policy also applies to any of our other websites that post the Policy.

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Other ways

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Information You Give Us. We may collect your name, postal address, email address, phone number, fax number, username, password, demographic information (such as your gender and occupation) as well as other information you directly give us on our Site. If you purchase our products or services, we will collect billing and credit card information so that we may complete the purchase transaction. We may gather additional personal or non-personal information from you in the future.

Information We Get From Others. We may get information about you from other sources. We may add this to information we get from this Site.

Information Automatically Collected. We automatically log information about you and your computer. For example, when visiting our Site, we log your computer operating system type, IP address, browser type, browser language, the website you visited before browsing to our Site, pages you viewed, how long you spent on a page, access times and information about your use of and actions on our Site. This information is used for the operation of the service, to maintain the quality of the service, and to provide general information and statistics regarding the use of the website.

We encourage you to review the privacy policy statements of any and all websites you choose to access that are linked to from our site so that you can also understand how those websites collect, use and share your information. We are not responsible for the privacy policies or other content on websites outside of our website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Cookies. We may log information using “cookies.” Cookies are small data files stored on your hard drive by a website. We may use both session Cookies (which expire once you close your web browser) and persistent Cookies (which stay on your computer until you delete them) to provide you with a more personal and interactive experience on our Site. This type of information is collected to make the Site more useful to you and to tailor the experience with us to meet your special interests and needs.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection serv

We also get information about you in a range of ways.

Information We Get From Others. We may get information about you from other sources. We may add this to information we get from this Site.

USE OF PERSONAL INFORMATION
We use your personal information as follows:
We use your personal information to operate, maintain, and improve our sites, products, and services. We use your personal information to process and deliver contest entries and rewards.
We use your personal information to respond to comments and questions and provide customer service. We use your personal information to send information including confirmations, invoices, technical notices, updates, security alerts, and support and administrative messages. We use your personal information to communicate about promotions, upcoming events, and other news about products and services offered by us and our selected partners. We use your personal information to link or combine user information with other personal information. We use your personal information to protect, investigate, and deter against fraudulent, unauthorized, or illegal activity.
We use your personal information to provide and deliver products and services customers request.

SHARING OF PERSONAL INFORMATION
We may share personal information as follows:
We may share personal information with your consent. For example, you may let us share personal information with others for their own marketing uses. Those uses will be subject to their privacy policies. We may share personal information when we do a business deal, or negotiate a business deal, involving the sale or transfer of all or a part of our business or assets. These deals can include any merger, financing, acquisition, or bankruptcy transaction or proceeding. We may share personal information for legal, protection, and safety purposes. We may share information to comply with federal or state laws. We may share information to respond to lawful requests and legal processes. We may share information to protect the rights and property our business, our agents, customers, and others. This includes enforcing our agreements, policies, and terms of use. We may share information in an emergency. This includes protecting the safety of our employees and agents, our customers, or any person.
We may share information with those who need it to do work for us. We may also share aggregated and/or anonymized data with others for their own uses.

PROTECTION OF INFORMATION
We implement a variety of security procedures to maintain the safety of your personal information when you place an order or access your personal information. We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our payment gateway provider’s database only to be accessible by those authorized with special access rights to such systems and who are required to keep and maintain the information confidential. After a transaction, your personal private information (credit cards, social security numbers, financials, etc.) will not be kept on file for more than 60 days.

We may use your personally identifiable information to inform you of other products or services available from TOPTRADEGURU.com and our affiliates. If you opt into our email list, we may also send you surveys to conduct research regarding your opinions of current services or potential new services and products that we may offer.

TOPTRADEGURU.com does not sell, rent or lease its customer lists to third parties. We may, from time to time, contact you on behalf of our external business partners regarding a particular offering that may be of interest to you. When we do so, your unique personally identifiable information (such as email, name, address or phone number) is never transferred to the third party.

We may share our data with trusted partners and vendors to help perform statistical analysis, send email, postal mail, or text messages, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services TOPTRADEGURU.com.com, and they are required to keep all of your personal and sensitive information confidential.

We will not disclose any of your personal information unless required to do so by law. In that event, you will not receive any notice of such a disclosure, and we will only make such a disclosure if we believe in good faith that such disclosure is necessary to: 1) conform to the edicts of the law or comply with legal process served on TOPTRADEGURU.com or the site; 2) protect and defend the rights and property of TOPTRADEGURU.com; and, 3) act under exigent circumstances to protect the personal safety of users of TOPTRADEGURU.com or the public at large.

CHILREN’S ONLINE PRIVACY PROTECTION ACT COMPLIANCE (COPPA)
TOPTRADEGURU.com does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website. This website and it’s content are directed to individuals who are at least 13 years of age or older.

INFORMATION CHOICES AND CHANGES
Our marketing emails tell you how to “opt-out.” If you opt out, we may still send you non-marketing emails. Non-marketing emails include emails about your accounts and our business dealings with you.

You may send requests about personal information to our Contact Information below. You can request to change contact choices, opt-out of our sharing with others, and update your personal information.

You can typically remove and reject cookies from our Site with your browser settings. Many browsers are set to accept cookies until you change your settings. If you remove and reject our cookies, it could affect how our Site works for you.

CHANGES TO THIS PRIVACY POLICY. We may occasionally change and update this privacy policy to reflect company and customer feedback. If we make any changes, we will change the Last Updated date above. We encourage you to periodically review this Statement.